Disclaimer
Last updated: FY 2026-27 tax cycle
Please read this page before using any calculator on calc.finlane. It explains, in plain language, what this site is, what it is not, and what you should do before making a financial decision.
01We are not a SEBI-registered investment advisor
calc.finlane is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013, or as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014. Nothing on this website constitutes investment advice, a research report, or a personalized recommendation of any kind.
02These are educational calculators, not financial advice
Every tool on this site — EMI, SIP, tax, retirement, and all others — performs a mathematical calculation based on the numbers you enter and publicly available rates, formulas, and tax rules. The output is an illustration for learning purposes only. It is not a recommendation to buy, sell, or hold any security, mutual fund, insurance product, or financial instrument.
03No stock, mutual fund, or insurance recommendations
We do not name specific stocks, mutual fund schemes, fund houses, or insurance products anywhere on this site, and we never will. Where a calculator references a category (for example, “index fund” or “debt fund”), it is describing a type of instrument for illustration, not endorsing any specific product.
04Past performance and assumed rates are not guarantees
Where a calculator uses an assumed rate of return (for example, a long-term equity average), that figure is a historical reference point, not a promise of future performance. Actual returns on any real investment can be lower, higher, or negative, and past performance of any index, fund category, or asset class does not guarantee future results.
05We do not collect, sell, or store your financial data
Calculator inputs (income, expenses, loan amounts, and similar figures) are processed in your browser session to produce a result and are not saved to any database we control, sold to third parties, or used for advertising. See our privacy contact if you have specific questions about a particular tool.
06Consult a qualified professional before acting
Tax rules, investment products, and personal circumstances vary. Before making any financial, tax, or investment decision, we strongly recommend consulting a SEBI-registered investment adviser, a chartered accountant, or another qualified professional who can assess your specific situation.
07Accuracy and limitation of liability
We take reasonable care to keep tax slabs, interest-rate references, and formulas up to date for the financial year stated on each calculator. However, we make no warranty — express or implied — as to the accuracy, completeness, or fitness of any calculation for a particular purpose, and we are not liable for any financial decision made using this site.